LOANS TYPES

Our loans are designed for the diverse needs of individuals and MSMEs in India. Offering the financial support to expand, invest, realize their aspirations, and play a role in the country’s progress.

one

MSE Loan

two

Salaried Loan

MSE Loan

Loans designed to help MSE Loan meet working capital needs and access funds for business growth and investments.

1. Loan Against Property

Purpose : To allow individuals to use their residential or commercial property as collateral. The funds can be used for large personal or business needs, such as expanding operations, consolidating debts, or making significant investments

2. Loan Against Securities

Purpose : A Loan secured by pledging financial securities such as shares, mutual funds, or bonds. It allows borrowers to access funds without selling their long-term investments and is suitable for both business and personal financial needs.

3. Business Loans

Purpose : Loan used to grow a business by expanding locations, hiring additional staff, launching new products, or enhancing infrastructure. It supports initiatives aimed at taking the business to the next level, including marketing and research.

4. Machinery Loan

Purpose : loan taken to purchase or upgrade equipment that is essential for operations. That helps improve efficiency, increase production capacity, and expand services.For industries like manufacturing, construction, and service-based sectors.

5. Working Capital

Purpose : A working capital loan is designed to help businesses cover day-to-day operational expenses like salaries, inventory, and rent. It ensures smooth cash flow and is especially beneficial for seasonal businesses or companies facing short-term liquidity challenges.

Documentation Required:

  • ITR & Computation with audited financials of the last 2 years
  • GST Returns of the last 12 months
  • Identity and Address Proof
  • GST Registration & UDYAM Registration
  • Property Papers
  • Bank Statement of the last 12 months