Business Loan

Every business needs timely funds to grow, expand, or overcome challenges. Whether you're planning to increase inventory, invest in technology, or meet working capital needs, a Business Loan from Finaura offers simple, fast, and flexible financing to help your business succeed.

What is a Business Loan?

A Business Loan is an unsecured loan provided to entrepreneurs, self-employed professionals, and business owners to manage business-related expenses. It is ideal for small, medium, and growing enterprises that need quick access to capital without pledging collateral.

At Finaura, we offer customized loan solutions with competitive interest rates and easy repayment options to help businesses meet both short-term and long-term financial needs.

Types of Business Loans

1. Working Capital Loan

  • Helps manage daily operational expenses like rent, salaries, and inventory
  • Supports cash flow during seasonal or temporary slowdowns

2. Term Loan

  • Suitable for long-term investments like business expansion or asset purchase
  • Repayment over fixed monthly installments

3. Line of Credit

  • Pre-approved credit limit to withdraw funds as needed
  • Pay interest only on the amount utilized

4. Invoice Financing

  • Advance funds against outstanding customer invoices
  • Improves liquidity and shortens payment cycles

5. Equipment or Machinery Loan

  • Helps purchase or upgrade business equipment and tools
  • Boosts productivity and efficiency

Features of Finaura’s Business Loan

  • Collateral-Free Loan

    No security or asset required for most business loan types

  • Quick Processing & Disbursal

    Minimal paperwork and fast approval process

  • Flexible Loan Amount

    Choose the loan value that matches your business requirements

  • Customised Repayment Options

    Tenure ranging from 12 to 60 months with flexible EMI plans

  • Competitive Interest Rates

    Tailored rates based on business profile and repayment capacity

  • Transparent Terms

    Clear documentation with no hidden charges or surprise fees

  • Loans for All Business Types

    Available for manufacturers, retailers, traders, professionals, and service providers